Torero
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Introduction

As the Industry's leading Life Settlement brokerage, we offer Seniors professional discreet options to cash out of existing life insurance policies. Realize the true potential of your policy instead of it's cash surrender value for little or virtually nothing to your insurance provider. With quick turnaround and an easy application procedure, we are sure you will find working with us simple and rewarding. Now is the time to enjoy the freedom a large settlement windfall will provide you. Imagine living the lifestyle of your dreams, worry free and without burden.

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Contact Information

Torero Freedom Inc.

Exchange Tower
130 King Street W Unit #1800
Toronto ON M5X 1E3
Office (toll free): 1-877-944-9745
Fax: 1-877-717-2493
E-mail:
Hours: By appointment only.

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Policy Quote Request

Torero looks to acquire policies that fall into the following categories:

  1. Seniors over the age of 70 regardless of current health
  2. Residents of the United States, Saskatchewan, Quebec, Nova Scotia or New Brunswick
  3. Policyholders with a life expectancy of 3 to 17 years
  4. Policy face value minimum of $100,000.00 at maturity
  5. Universal Life, Whole Life, 2nd to Die, 1st to Die, Term Life








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Life Settlement

Welcome to a major asset class insurance companies rarely discuss.

Life Insurance premium payments can become a sizable encumbrance as you age. Although many of us never intend to cash out of a Life Insurance Policy early, circumstances often change. With a Torero Life Settlement, enjoy immediate cash benefits while never paying Policy premiums again. With the stock market fluctuating wildly in recent years and residential real estate not the bubble it once was, reducing expenses and holding cash or stable cash equivalents can help build a solid foundation for any Retiree. By unlocking the hidden value found within a Life Insurance Policy, maximize your net worth with a large cash settlement. The reasons for selling may include any of the following:

  • Estate planning
  • Self-insured
  • Charity donations
  • Debt reduction
  • Gift giving
  • Grown children
  • Private health care costs
  • Lack of retirement savings

Our client's best interests are always the #1 priority at Torero. We understand the importance of a fair settlement and provide a very lucrative lump sum or structured offer for Life Insurance Policies with dignity and discretion.

Contact us today for more information or a no-obligation Policy Quote Request.

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Work With Us

CFPs / Estate Lawyers / Insurance Agents / CPAs / Care Facility Directors / Family Members

Do you represent or work with a senior over 70 years of age who holds a Life Insurance Policy?

A Life Settlement provides up-front cash to your client as either a lump sum or structured payment. We package policies for bids from over 50 hedge fund and institutional investors, protecting the interests of your Senior Client or loved one. At Torero, we maximize your Policyholder's Settlement Offer delivering far superior returns than otherwise achieved by surrendering a policy through the issuing life insurance company. Analyzing Policyholder medical history, we determine life expectancy using our Actuary Certification Process (ACP). Once a risk profile is assessed, we provide a formal Settlement Offer for the policy face value at maturity.

Advisor Opportunity

We are proud to help Retirees achieve financial independence by unlocking the hidden asset within their life insurance policy. At Torero, we are a team of committed professionals with a strong passion for what we do. Help educate Seniors about the difference a Life Settlement could make in their lives while adding significant secondary income to your existing business or career. We provide a solid foundation for you to assist Seniors including:

  • All Educational support materials
  • Life Expectancy (LE) Reports
  • Established reputation, brand and recognition
  • Settlement funding sources from stable Canadian Financial Institutions
  • Entire procurement infrastructure from quote to commission disbursements

Contact us for more information on how to join our Team as either an SA or SVP today.

Advisors